Red River Valley Reports For 1998

                                              TABLE 10                                    
                                HOUSEHOLD AND PERSONAL EXPENSES, 1998                     
                       Minnesota and North Dakota Farm Business Mgmt Education            
                                          Red River Valley                                
                                  (Average of all farms reporting)                        


                                                                     Average For
                                                                      All Farms 
                                                                     -----------
                    Number of Sole Proprietors                               20


                    Average family size                                     3.1


                    FAMILY LIVING EXPENSES
                      Food and meals expense                               5148
                      Medical care and health insurance                    3373
                      Cash donations                                       1092
                      Household supplies                                   4090
                      Clothing                                             1992
                      Personal care                                        3149
                      Child / Dependent care                                438
                      Gifts                                                1593
                      Education                                            1017
                      Recreation                                           2882
                      Utilities (household share)                          1161
                      Nonfarm vehicle operating expense                     930
                      Household real estate taxes                           139
                      Dwelling rent                                           8
                      Household repairs                                    1727
                      Nonfarm interest                                      826
                      Life insurance payments                              1691
                    Total cash family living expense                      31256
                      Family living from the farm                            - 
                    Total family living                                   31256


                    OTHER NONFARM EXPENDITURES
                      Income taxes                                        11672
                      Furnishing & appliance purchases                      101
                      Nonfarm vehicle purchases                            2632
                      Nonfarm real estate purchases                          - 
                      Other nonfarm capital purchases                     10518
                      Nonfarm savings & investments                        1840
                    Total other nonfarm expenditures                      26764

                    Total cash family living,
                    investment & nonfarm capital purch                    58020

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